Lorraine Morris
@MLorrM
Lorraine Morris | Irish, English & NY State Lawyer | Irish Banking Inquiry Whistleblower | Swaps & Derivatives Frauds
What was @centralbank_ie, @AIBIreland @talktoBOI @UlsterBankNI @NatWest_Help so intent on concealing in 2015? Why does it matter today? Read the small print. @wft - read Ms Bais’ book. #HowIrelandWorks
Another extract from my response to the Senan Allen Report and this should interest any Irish citizen who is concerned about our financial / banking system. Please contrast with false media reporting in 2015 which stated that my Protected Disclosures were not well founded.
The interest in this story is keeping up, two days after the stunning quashing of the convictions of Tom Hayes and Carlo Palombo after a ten-year fight for justice: bbc.co.uk/news/articles/…
"How is it possible a junior employee... is responsible for the financial crisis." Former Barclays trader Carlo Palombo, whose conviction for rigging LIBOR was quashed today. #Newsnight
Disheartening that @IrishTimes journalist didn’t brush up on Cregan J.’s Siteserv report - presenting it as a “nothing to see here” outcome is misleading & does an injustice to @CathMurphyTD. irishtimes.com/opinion/2025/0…
A sovereign loan - you say? Let’s be absolutely clear on the sacrifices required of Irish citizens North & South of the border. @BankConfidenti1 Unlawful asset stripping that is ongoing in our courts with our @centralbank_ie looking the other way. Interesting that Mr…
Great to be reunited with my good friend Enda Kenny, Irish Taoiseach when I was PM. From the UK’s Sovereign loan to Ireland to The Queen’s historic visit, we encouraged many things to bring our two countries together. Yesterday, we were playing with the great Pádraig Harrington,…
The spectacular reversal of fortune at the Supreme Court for Tom Hayes and Carlo Palombo is still reverberating. After a 10-year fight for justice they're cleared: innocent men, falsely tried and wrongly jailed for an epic scandal going back to 2007: youtu.be/HotD2wvaZ3M
Lorraine, cheers to you, Hester, Karen, @debbygiglio1 etc. Formidable lineup of experience and tenaciousness there.
Can @RevenueIE & @Paschald please stop give fake information to 1- @EU_Competition 2- Irish taxpayers 3- Irish courts The farmers are not the beneficiaries of vat fraud /insurance fraud but poultry processors aided by revenue. Artificially inflating feed to over double the…
Contrast a WRC hearing correctly abandoned after adjudicator says witness giving evidence from moving train not ‘satisfactory’; yet a call over hearing proceeds in High Court when no contact has been established with the actual litigant via video link. irishtimes.com/business/work/…
Another tactic used to exclude evidence favourable to lay litigants in the High Court is - to ask lay litigant for unstamped copies of affidavits that have already been stamped & filed - these unstamped affidavits then erroneously appear in the books of pleadings in place of the…
Older article in which it is implied that Ulster Bank may not have (historically) securitised ALL mortgages - tying into fact that maybe @AIBIreland did actually buy loans & not just received loans to service. Either way there may be liabilities. independent.ie/business/perso…
Justice will prevail! #WorstBankScenario theguardian.com/business/2025/…
Draghi warned back in 2007 that “uncovered” interest rates like Libor/Euribor were no longer the instrument to control inflation. The manipulation of Euribor/Libor was therefore a ‘set up’ to move (created the need) to “covered” repo rates based on ‘originate to distribute’…
When the Ulster Bank fixed rate fraud has been exposed by @jameshurley & admitted by @TheFCA - how can Irish senior counsel CURRENTLY mislead Irish courts by claiming that a hedge advisory note “fixed the rate” & nothing else. This is serious misconduct designed to harm fraud…
Tom - so glad to read this news today, while still shocked by the decisions made at a much higher level to designate certain traders as scapegoats - it is important to delve into who took the decisions that so devastated your personal & professional life. Best of luck in the…
We won! Thanks to everyone.
Tom Hayes @robilypj and Carlo Palombo, bankers who were jailed for interest rate rigging after the financial crisis, have their convictions quashed after a decade long fight to clear their names
Further information streaming in & very concerning wording appearing in customer communications. Important for customers to be on notice of concerns if a claim is made that there was missing information in respect of transfer of loans to new lender or indeed to a servicer - if…
Received reliable information that the Tracker Mortgage Examination was far less thorough than claimed, with recent admissions of accounts being inappropriately excluded. Yet another Irish regulatory failure letting down Irish borrowers. Has anyone experienced any concerns? I…
What @kevinhollinrake inexcusably failed to do, (incl via the JR & BBRS), was expose abundant evidence put in front of him showing the banks & FCA & others covering up a multi-billion derivatives & accounting fraud involving hidden swaps & Hidden Credit Facilities. Shame on him.
Lay litigants have shared with me their exasperation with the Irish court system’s filing process. One recounted having to make payment three times for a single document, with each rejection offering little to no explanation, leaving them confused and frustrated. One described…
Encouraging that a High Court Judge requires un-redacted documentation & intends to look beyond what is presented - contrast with those who state “you borrowed the money” & grant possession orders to entities with no legal standing.

Time for this reminder again. “It wasn’t blokes in tracksuits that ruined the country, it was blokes in suits" Very powerful words by Emmet Kirwan.
Has any one heard of the stipulation from X that one cannot include a hashtag in any post one wishes to boost? @Support