Simon Khalaf
@Simonkhalaf
Fintech, labortech- The next 10x opportunity . Tweets are my own, unless otherwise stated & re-tweets are not an endorsement, just a noteworthy share
There is a reason why!
$XYZ - Cash App Borrow is a monster 🔸Cash App Borrow Originations • '22 : $2.0B • '23 : $3.6B (+76%) • '24 : $9.0B (+150%) 🔸Square Capital Originations (as a comp) • '22 : $4.1B • '23 : $4.8B (+17%) • '24 : $5.7B (+19%)
Broad daylight theft! #nationindebt
Credit card interest rates have risen very aggressively They have gone from 14.56% to 21.16% in just 3.5 years This chart is one for the history books
Very true
Gemini is such a good product that we will spend the rest of the decade continuing to explore its implications and applications.
In the US, employment churn rate has crossed 43% annually. On average it takes 68 days for an employee to ramp up. So 51% or more than half of the workforce is non productive. Time to change how employment works in the US @WorkWhileAI
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Foreign Investors now own $2.5 Trillion more in U.S. Stocks than U.S. Debt, the widest gap ever 🚨🚨
We @WorkWhileAI strongly support the DOL’s efforts around AI. 100% aligned with our mission!
At the Labor Department, we’re committed to fulfilling @POTUS’ mission to achieve AI dominance and unleash the Golden Age of Innovation! dol.gov/newsroom/relea…
In the 90’s if you were not PC first, you stopped existing In the 2000’s if you were not Internet first, you stopped existing In the 2010’s if you weren’t mobile first, you stopped existing Now, if you are not AI-first you won’t exist
Ouch. Clover growth was the reason behind the premium multiple $FI
Ouch. Clover growth was the reason behind the premium multiple $FI
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$XYZ – Free $1.1B 🟢 • Cash App users collectively hold ~20,500 bitcoin • That stash was worth $1.1B three years ago • Today? It's worth $2.2B That's like getting a +$1.1B inflow, for free.
This is s problem and an opportunity at the same Time! The smart companies will go and get this young talent at a good rate!
58% of students who graduated within the last year are still looking for their first job, according to a recent report from Kickresume.
and we keep printing!
The US Money Supply grew 4.5% over the last year, the biggest YoY increase since July 2022. After a brief hiatus, money printing is back.
here is another insanity. 90% of the US population, pays more in debt service than Federal Taxes. #nationindebt
This is the definition of insanity.
This is the definition of insanity.
For June 2025: US govt revenue $526 billion US gov interest payments $144 billion On our $37 trillion debt, we paid 27% of all govt revenue in interest payments for the national debt.
Every recovery from a Pandemic has been V shaped. I am not sure I would correlate this to the softening of the labor market. Labor demand has been steadily increasing on the @WorkWhileAI platform
The labor market continues to weaken: Job postings on Indeed fell -8% YoY in the week ending July 11th, reaching the lowest level since February 2021. Postings are now down -65% from their March 2022 peak. As a result, available vacancies in the US are just 4% above…
I love the clarity. Manifestos are must have for incoming executives! They are literally super goals that outline the high level vision! 👇👇👇
I will officially start at OpenAI as CEO of Applications on August 18. I am sharing this essay on why I believe AI can be the greatest source of empowerment for all. 🧵 openai.com/index/ai-as-th…
Working on a new product @WorkWhileAI. The days of twice a year performance reviews will be over! In the age of AI, feedback will be instantaneously delivered bidirectional!
Congrats and well deserved
Joining the big leagues. Block is officially added to the S&P 500. And we’re still just getting started. 🚀
Vertical integration is the “new embedded finance” finance.yahoo.com/news/vertical-…
We are a worker first company and we will remain worker first. Even with Hypergrowth and market expansion, our workers remain very happy with 55 NPS. @WorkWhileAI
