Paper Bag Investor
@PaperBagInvest
Searching for high-conviction, multiBAGger investment opportunities. Look from many angles, research deep, then invest big. 29% CAGR since 2009. IT’S IN THE BAG
I don't like to plug myself, but if you are new to $LMND and want to dive deeper I recommend joining my Patreon to see my model and other exclusive content. No pressure at all to join though, as I mostly post publicly. patreon.com/c/paperbaginve…
This is so true. Outside of $LMND, people think I sound unhinged when I talk about AI. But I guess that’s what happens when you’re pioneering 🤖⚡️
. @shai_wininger of @Lemonade_Inc lives two years into the AI future. I Spent two hours in a meeting with him today and my mind was 🤯🤯 at level of personal and company commitment to velocity, efficiency and radical change from AI. Hardcore!!
$LMND Q2 @say questions open for submission on July 28th. What do YOU want to ask management? 👇
Yes
While $LMND stock price has just started to turn around (Up 400% from the low in November 2023, but down 72% from ATH), FCF/Share is going exponential. Stock price is highly, HIGHLY correlated to FCF/Share in the long run.
Updated $LMND Home claims experience. Incredible story thus far of how customer centric Lemonade is:
Fire/Water craziness Lemonade Home claim update: 1. Talked to my contractor today who has looked at the first round of the claim and the contractor is very happy so far. Says this is the first time he has ever worked with Lemonade but said “I’ll have to see how it all goes, but…
🚨 With the $LMND community now approaching 3.5k members I felt it time we pushed an upgrade out! for years many of us here have been able to see whats just around the corner now... but still so many looking at histroic revenue or lack of prifitbility and dissmissing... I've been…
$LMND Habitat for Humanity Chicago Video. It’s cool to see policy holders who are excited about their charity of choice. Wasn’t someone here asked to be a part of one of these builds? youtu.be/2YcY26RECzM?fe…
The correct price of Lemonade at Tesla’s diner should $40 … for now 😂
Sorry but lemonade comes at 40 😅 @PaperBagInvest
Some thoughts on $LMND Europe:
Not in great detail, but I can share a few thoughts: I know that Europe has been somewhat in experimental model for a while, and now is starting to experience more growth as they are more confident in the products and underwriting. We should continue to see strong growth there…
$LMND is mentioned by Open AI again:
Openai engineers mentioning Lemomade again: "They focused on establishing evaluations, guardrails and feedback mechanisms for their team early on. The speakers noted that even though these methods weren't immediately scalable, this approach helped them to move much faster in the…
Just a reminder that $LMND's gross loss ratio ex-CAT was 59% in Q1 👀 FIFTY NINE PERCENT. The jump in CAT in Q1 was due to the LA fires. Q2 did not have an LA fires, nor did it have the Texas floods (they'll be in Q3 and shouldn't be significant). in the words ... Q2 loss…
A tale as old as time: $LMND skeptic says: "terrible fundamentals" "at a glance, opex increasing faster than revenues" Thank you @longoption for explaining this is due to increasing investment in growth spend. We will probably need to repeat this about a thousand more times…
We are just about the enter the "FUN ZONE!" Once the market realizes $LMND is in the fun zone (I think sometime in the next two years; NFA, DYODD), then things should get really fun.
Doing a video going deeper with the assumptions behind this tweet
People do surface-level analysis of $LMND's financials and conclude: "they're just not very profitable; they just lose a lot of money; the end." What they don't seem to understand is that @Lemonade_Inc is on the cusp of 3x'ing their gross profits, while only slightly increasing…
$LMND of course 🍋 Still so misunderstood, but as the financials play out over the next two years, that will change. 📈
"It’s dangerous to buy companies that everyone thinks are excellent and that are relatively slow-growth companies." - Peter Lynch What's the opposite of this? A relatively high-growth company few think is excellent. Which stocks fit this? I'll start 👇