LA Dept of Insurance

How to get lower rates? Commissioner Temple often recommends that consumers “shop their policy" and compare rates to find a lower rate. In the most recent report from @JDPower, slightly fewer people are shopping for a new policy than earlier in the year. High-risk customers and…

Speaking with @ttuckerwwl on First News today, @CommTemple discussed the potential for heavy rain this week. “If you live in an area that is prone to flooding, go ahead and start prepping for that … the @NWS predicts 6 to 8 inches of water.” He added, “Be Insurance Ready –…

Registration has been extended through Monday, July 28. Join @CommTemple and key industry leaders at The Insurance Compass, August 6–7 in Baton Rouge. Navigate today’s challenges. Shape tomorrow’s insurance marketplace. bit.ly/LDI25Register

Starting in January: A driver who is 51% or more at fault for a crash won’t be able to sue the other driver for large payouts. This brings Louisiana in line with most states and helps reduce legal abuse. Learn more: ldi.la.gov

This week, @CommTemple joined fellow members of @naic on a visit to Altadena and Pasadena, CA where they witnessed the devastation from the recent wildfires. The group also with the heroes – the first responders – who were on the front lines to protect their communities. Read…

Insurance updates from Louisiana and other states! Attendees to the 2025 LDI Annual Conference will get the perspectives of @CommTemple and insurance commissioners from four other southern states … the challenges and opportunities unique to their states. Don’t miss this…

LDI clarifies status of General Motors-affiliated insurance entities in Louisiana: @GM__Insurance has held an LDI-issued certificate of authority since 2006. GM Insurance Services has been licensed by LDI since 2019. @GM__Insurance submitted a new private passenger auto insurance…

We’re not just about rates! LDI protects consumers, holds insurers accountable, and works year-round to help lower insurance costs statewide.

We can’t control when or where a hurricane will hit, but we can minimize our damage by being prepared. Here are some hurricane preparation tips from our Weathering the Hurricane Season guide: Remove or prune your trees that might fall. Gather emergency supplies. Create a home…

From SPort to Lake Charles to BR & NOLA, @NWS has issued an extreme heat advisory for the week. With extreme heat being the number one cause of weather-related death in the U.S., be Weather Ready and be prepared. Here are some safety tips: stay inside as much as possible, drink…

Hurricane season’s here. 🌀 A FORTIFIED Roof adds extra layers of protection against wind, rain & debris, and could save you serious money in repairs. Now’s the time to upgrade. Learn your next step: fortifyhomes.la.gov

Staging an accident by intentionally causing a wreck and then claiming to be injured is one of several types of insurance fraud. Our guide to insurance fraud gives examples of how policyholders and insurance companies commit fraud including repair rip-offs, deceptive claims and…

Commissioner Temple took part on a panel Thursday at the National Council of Insurance Legislators (NCOIL) Summer Meeting in Chicago, where he discussed ways the LDI is combating insurance fraud to help lower insurance costs and protect consumers.

Storm update per the @NWS: The tropical disturbance, called "Invest 93L" by the National Hurricane Center, is centered near the northern Gulf Coast, moving westward. The chances of it becoming a tropical depression prior to moving over land and up the lower Mississippi Valley are…

A tropical weather system, named invest 93-L, is expected to make landfall near later today, creating flash flooding conditions, especially if the system stalls over the state. @CommTemple says, “Residents should #BeInsuranceReady by reviewing your homeowners and flood polices…

Why are Louisiana’s auto insurance rates so high? A big reason is how many bodily injury claims we have here. This year, lawmakers passed new laws to help lower premiums by fixing what drives up costs. Learn more about what's changed at ldi.la.gov

With the threat of heavy rain and flash flooding, stay connected and stay up to date about the approaching storm. The LDIConnect app is your direct link to the latest weather alerts. Download it today at the Apple App Store of from Google Play.

Reporting on @fema's flood maps, the @ijournal writes, “There are areas of the country that flood, some regularly, that don’t show up on the maps as at-risk.” The report goes on to say, “More than twice as many properties across the country were at risk of a 100-year flood than…

With nonstop discussions about LA’s insurance crisis, some called the 2025 Legislative Session the Insurance Session. By attending the 2025 Louisiana Department of Insurance Annual Conference, participants will hear from the leaders who were on the front lines – the political…

Stay Weather Aware. With a disturbance in the Gulf that has the likelihood of producing heavy rainfall later in the week, stay alert. You can go to this link from the @NHC_Atlantic, buff.ly/MJNw49n, download our LDIConnect app for weather updates, or listen to @CommTemple…