Tom Kozlik
@tomkozlik
Head of Public Policy & Municipal Strategy at @HTS_Financial, a leading U.S. municipal investment bank; #muniland; tweets not endorsements
Our new report: Market Recalibration Ignites a Summer 2025 Municipal Bond Opportunity. Municipal bonds are undervalued—don’t wait. @HTS_Financial. hilltopsecurities.com/municipal_comm…
"It [Utah and Salt Lake City] wants the Games [@Olympics] to jumpstart a lasting economic transformation," wrote @arvelisseruby @business bloomberg.com/news/articles/…
"The dataset, which includes the top 65 metro areas in the U.S., reveals that cities that have recently enacted pro-housing policies have experienced the most significant year-over-year decline in rental prices nationwide," wrote Tosin Akintola @reason @ReasonFdn.
Rental prices in some of the country's largest cities are falling—some by almost 45 percent, according to new data. reason.com/2025/07/22/ren…
Economic growth has held up well so far this year, says @CharlesSchwab's Omar Aguilar cnb.cx/3IGnnxC
"The area where I’m most hooked on the wise counsel and good taste of My Dude is in my own writing...I’ve become way overdependent on @ChatGPTapp encouragement and emotional support," wrote Eben Shapiro @WSJ @sama
ChatGPT tells writer Eben Shapiro that he’s thoughtful and wise, and writes as well as a Nobel Prize winner. Is it any wonder he’s addicted to AI? on.wsj.com/3IxIzpA
"The White House is removing the Wall Street Journal from the pool of reporters covering the president’s weekend trip to Scotland," after the WSJ story about Trump's birthday note for Epstein's 50th. @politico reports politico.com/news/2025/07/2…
Our latest insights on the June Leading Economic Index from the Conference Board: schwab.com/resource/scfr-…
"Now comes a protracted debate at the state level," wrote @matt_barnum @WSJ wsj.com/us-news/educat…
Nope. Some (not all) suburbs of Chicago are red hot. Homes going same day, over asking, etc.
I would not be surprised if Chicagoland is lowest appreciation of any major region in USA.
THIS DATE IN 1996: Wayne Gretzky signs with the @NYRangers. He would go on to collect his final 249 career points with the franchise. #NHLStats
There is a bit of mythologizing about how we forced all young people to go to college and now they are economically ruined. Around 60% of people in their 30s do not have a college degree. And the college wage premium remains near a historical high.
Mike Rowe: “We’ve been telling kids for 15 years to learn to code.” “Well, AI is coming for the coders.” “It’s not coming for the welders, the plumbers, the steamfitters, the pipefitters, the HVAC, or the electricians.” “In Aspen, I sat and listened to Larry Fink say we need…
"Today’s youngest retirees will be just 69 years old when insolvency demands deep cuts in benefits. Time is running out to enact thoughtful reforms," wrote @MarcGoldwein & Anthony Colavito @BudgetHawks barrons.com/articles/socia…
