Sean Neville
@psneville
Cofounder @circle, cofounder @catena_labs
Just as many humans in the world first encountered the web on mobile devices, skipping the US-oriented desktop era, what if many global financial services leap from excel to AI workflows, skipping the cruft of legacy enterprise software altogether?
We are still so early in the adoption of AI. Despite being one of the more human capital intensive industries, many of the core functions across financial services still run on Excel, let alone enterprise software. The opportunity for AI is massive.
nostalgia: came across a notebook circa 2017 with my rough sketches on how USDC payments might flow through settlement-chains-reserves, with an eth contract imagined as a programmable "central bank" feeding several issuers, plus an ecosystem of service providers for fx/risk…

When we launched USDC, our goal was to create a trustworthy digital dollar that could serve as foundational infrastructure for the internet economy. Today, with the House passage of the GENIUS Act, that vision is no longer an ambition; it is national policy in the making for all…
The House vote to clear the GENIUS Act for the President’s signature is a defining moment for the future of money and the internet financial system. It signals strong bipartisan support for responsible innovation and sends a clear message that the U.S. will lead in the regulation…
nice breakdown of what we're doing with the agent commerce kit thanks for the look @a256k1 !
Launching my fintech engineering newsletter, Ledger Drift, with a teardown of @catena_labs Agent Commerce Kit. Scoped trust, agent payments, verifiable receipts — and what it all means for builders. ledgerdrift.com/p/teardown-bui…
Thanks @TechCrunch for a wide-ranging and fun conversation!
Listen to Sean Neville, our Co-Founder & CEO, on the latest @TechCrunch StrictlyVC Download discussing how we're building an AI-native financial institution techcrunch.com/podcast/how-ci…
Circle Gateway!
Today, we introduced Circle Gateway, a new developer service that enables a unified @USDC balance for instant crosschain liquidity. → Maximize efficiency: No more prefunding or rebalancing across chains. → Scale effortlessly: Serve demand on multiple chains with one…
A milestone moment for U.S. stablecoins -- regulated digital dollars on open programmable internet rails -- edges ever closer as the GENIUS Act wins bipartisan Senate approval.
The Senate’s passage of the GENIUS Act marks a historic moment for the future of money. We commend Senators on both sides of the aisle for working together to craft pragmatic, bipartisan legislation that supports innovation while protecting consumers and preserving the strength…
Great to be mentioned. Agent identity, verification, reputation and risk scoring, will cross-cut and support much of this, and should be transparent and span ecosystems, not vendor-siloed
Crypto provides a counterbalance to AI systems, decentralizing something that tends to centralize. So what are builders actually working on? And what challenges still need to be solved? The @a16zcrypto team shares 11 use cases at the intersection of crypto x AI — from universal…
The NYSE welcomes @circle in celebration of its IPO! For over a decade, Circle has connected traditional finance and digital assets, seeking to create a secure, always-on digital economy. $CRCL @jerallaire
Proud day as @circle co-founder and board director seeing our IPO come to fruition. 12 years ago @jerallaire and I devised Circle over his kitchen table. 8 years ago, we built USDC with a tiny team. So many talented, tireless people have played crucial roles growing USDC and…

Most people think stablecoins are just another payments rail. Stablecoins are a platform: EVERY fintech company will become a stablecoin company. This shift will be 10x more dramatic than the fintech boom of the past decade. 🧵
A clear-eyed take by @dgwbirch on why a-commerce breaks without verifiable identity: forbes.com/sites/davidbir…
The response to our @catena_labs news this week has been overwhelming—in the best way. Thank you! In the future, AI agents (with human steering) will be the only actors we will trust to grow our money, move value, and secure our assets. Doing so without AI—and without AI-native…
AI agents need a financial system that can keep up—global, fast, intelligent, secure, and AI-native. At @catena_labs, we’re building it. A few words on our next chapter. 👇
1/8 Big news from Catena Labs! We've secured $18M in funding, led by @a16zcrypto, to build an AI-native financial institution. Why? Because traditional financial systems are unprepared and resistant to AI, hindering the growth of the agent economy.
Tonight’s vote on GENIUS Act is a huge step forward in advancing dollar digital currency as the foundational layer of the Internet financial system. Fully reserved, prudentially supervised programmable digital cash that operates at Internet scale. And what an incredible…