Mark Cecchini, CFP®

I've worked directly with the wealthy and ultra-wealthy daily for 11 years ➜ Coast-to-coast ➜ 22 to 98 years old ➜ $1,000,000 - $300,000,000 net worth Here are 10 things I've learned about humans and money:

Ran a side by side for client today with old tax bill and new tax bill for 2025, identical income and deduction figures. Result? a whopping $400 tax savings for the year.

I can only hope and pray that it’s someone like this that brings the horses to our house tomorrow

Professional competency and experience + high proficiency with the right software + high EQ I’ve essentially built my entire career on that formula

A week from today is August. . . . A week from today is AUGUST.

Your credibility went to 0 the moment you told your followers to invest 100% in the S&P 500 / US Total Stock Market ETF ...without explaining anything about historical market cycles, personal risk tolerance, time horizon, income tax profile, or withdrawal needs

If you haven’t roughly defined what “enough” looks like and feels like —No net worth will ever be high enough —No house will ever be big enough —No car will ever be nice enough Most of all, your financial decision making will be clouded

our little V is 1 year old today 🎂 taking the day off to celebrate her and help plan for the party on Saturday and yes, there will be 🐴 (plural)

Week 5 loading… █ █ █ █ █▒▒▒▒▒▒ --Rental real estate --Augusta rule --NOL --Section 1244 worthless stock --Hobby vs Profit motive

Thinking back to an old post in October '23 that attracted quite a bit of attention from the permabears People had been plowing into T-Bills / Money Market for a while at that point, calling for the next downturn S&P level then = 4,327 S&P level now = 6,358

Starting to think the “Summer slowdown”may never come This year feels different…

Liquidity event with equity in 4 parts: 1. Financial plan, vision, values 2. Scenario modeling, financial readiness 3. Execution phase 4. Post liquidity, allocating proceeds

Things that have come up literally in just the past 48 hours: --Change of citizenship --Potentially taking over for someone's Mom's advisor who is not serving her well --Potential asset shifting and tax planning in advance of a relocation to a much higher tax state…

I've been doing a lot of consulting for my clients who are new parents or expecting soon In saving for kids' future needs, we typically arrive at a blend of 529 and brokerage savings The key here is not to let those savings goals supersede YOUR financial stability and goals

Excited to be heading to SF 8/21-8/24 for a networking event and meeting more clients for the 1st time in person I'm also looking for a few startups that might be interested in having me come in person to give a presentation on equity If anyone is interested, shoot me a…