Engineer Investor
@egr_investor
An electrical engineer’s approach to saving, investing, and personal finance. These are my opinions and not investment advice.
The #EngineerInvestor 90% equity factor-tilted model portfolio. $AVUV $DFSV $AVDV $VTI $VXUS $QUAL $DUHP $VXUS $AVES #investing #personalfinance #factorinvesting
My portfolio crossed $2.5M NW yesterday, a milestone on the path to baseline financial independence (safe-FI) for my family. Round numbers don’t matter, money won’t fix many of life’s challenges, and yes, some will call it boasting. But seeing choices from my 20s/early-30s…
Shout out to all of the #FinTwit and #SCV nerds on here sweating out asset allocation decisions, SWR, rent vs. buy, how much factor tilt, how much leverage, how many tax advantaged accounts to max out, obsessing over the FI without the RE, and countless other financial decisions!…
All 20 of those personal finance nerds are right here on FinTwit. 😅🙋♂️
It's official: The Alpha Architect U.S. Equity ETF (AAUS) is now live. $445M AUM at launch. Built to help consolidate appreciated portfolios via a syndicated 351 exchange. Read the full press release to learn how the structure works and what makes AAUS different by design.…
Had the privilege to tour a state-of-the-art ML data center today. I knew modern AI was an industrial-scale problem driven by power and cooling, but seeing it in person brought it to life. Rows of high-end GPU servers, earplugs for the fan noise, hot air blowing, and…
I’d attribute part of this shift to the fact that GenAI is now an industrial-scale problem. It’s driven by massive infrastructure: power generation, cooling, scarce hardware, elite talent, and the R&D budgets to tie it all together.
Man, time really flies. Portfolio Charts just turned 10! Hopefully the next decade will be as fun and educational as the first. portfoliocharts.com/2025/07/23/cel…
The gating of frontier AI models for internal engineering tools at large tech companies is a stark reminder of the wild supply and demand imbalance for GenAI tokens and compute. Feels like I’m back in a grad school or my first job, fighting for scarce compute licenses and cluster…
I’ve been thinking a lot lately about how disorienting the pace of tech change has become. My spouse works in medicine and still does her job largely as she was trained a decade ago. Meanwhile, my work in ML shifts monthly. New tools, new paradigms, the race to keep up never…
If a sportsbook hasn’t limited or banned you, that’s their polite way of saying: “We’ve analyzed your betting history and expect you to keep losing.”
Apparently, popular online sports betting platforms like DraftKings or FanDuel are great at spotting skilled bettors (sharks) and banning them. If they let you stay, it’s basically their way of saying, ‘You’re profitable for us.’ Translation: they are confident you’ll lose. I’ve…
If you are funding a 529 for your children, the One Big Beautiful Bill has opened up some additional ways to use the money. Here are 3 ways the OBBB has changed how you can use 529 funds:
A business admits it used technology to increase productivity 😮
"Netflix, $NFLX, admits it used generative AI in a big sci-fi hit to cut costs," per the Verge.
Imagine how much richer I’d be if I didn’t believe in diversification and just went all-in (no pun intended) on tech stocks. #sarcasm
Yesterday I gave Chamath the benefit of the doubt. Today I’m going in. Imagine how much richer he’d be if he just held his $META shares, or followed the advice of the “unsophisticated financial investors” in this thread and bought diversified index funds. #Investing #Finance…
Yesterday I gave Chamath the benefit of the doubt. Today I’m going in. Imagine how much richer he’d be if he just held his $META shares, or followed the advice of the “unsophisticated financial investors” in this thread and bought diversified index funds. #Investing #Finance…
PS the number of unsophisticated financial “investors” commenting on this thread is both sad and funny. It’s called leverage folks! Get an ISDA, be banked by a prime, put the trade on $5-10B a side. This is how it’s done.
at 5x leveraged and 50bp financing spread you made 9% and a .25Sharpe. Crappy crappy trade. The peak was sweet at 70% return (should have bragged then dude) cuz you gave back 80% of your return.