king black tee

for those scoping the page thinking I’m an anon douche, here’s a bit about me: - I work in finance (not a corporate Wall Street douche) just an average guy, remote job - passionate about investing, particularly real estate, currently own 2 units + primary home - married young at…

Some stuff should not be put out there like this 🤦🏻‍♂️

This cracks me up cause as a financial advisor, I’ll have people call in like “I have a family emergency, I need $150k!!!” Like wtf kinda of emergency requires an IMMEDIATE 6-figure sum?

I’m not a millionaire yet, but it just feels inevitable Everything I do and every move I make is just a small step closer to the goal I say less than 5 years and I’ll be there Just waiting for time to catch up

I get so sick of the word “risky” “Oh my gosh that stock is so risky, Bitcoin is risky” Grow up guys

One of the factors in an IQ test is how quickly you select an answer Therefore - being slow to make decisions literally translates to lower IQ

We need to have a discussion about food quality and prices. Beyond fast food restaurants, prices have more than doubled. Any sit down restaurant is minimum $60 for just my wife and me. And 9/10 times the food isn’t even ahh that great. Whenever we first got married, 7 years ago,…

Spoke to a client today, only 47 years old, making $370k a year Called in to withdrawal $50k from his 401k after getting laid off. Spent every dollar he made, no savings account, no investments outside of his 401k. Income ≠ Wealth Soon as that money stops, you’re back to zero

Do not take 401k loans No, you are not “paying yourself back”

Y’all would be disgusted at the amount of people that never add contact information to their retirement accounts. Millions of dollars, nothing but a PO Box for the address and no beneficiaries. The amount of people that forget about their life savings is sickening

I don’t care about news I don’t care about tariffs I don’t care about politics I care about my own income, cash flow and investments I care about my family and the things I can control, no sense in wasting thought on stuff I can’t control

People don’t realize that $100k per year is really only like $70k $100k is almost lower middle class these days

Every day I am less and less shocked at why 70% of Americans can’t cover a $400 emergency If you can’t come up with $400, ur cooked

It sounds harsh but after working as an advisor for the past two years, I have zero pity for people that are in horrible financial situations 99% of people that are broke have done it to themselves, no pity

People severely over estimate how valuable their skills are People submitting resumes with stuff like “super organized” I talk to people all day that have been with their employer for 25 years and they’re making like 60k Hard truth is that’s most likely the outcome for 90% of…

The amount of people that think ALL retirement funds are tax free is insane Roth is the only thing that’s tax free!!!

There are really only two inputs that control how much money you have in retirement, as far as your standard retirement accounts go. Time and contributions I speak to retirees all day about their retirement. Every day, I have people call in asking “what can we do differently?…

Top 5 all time records

If you want to know the financial IQ of your average investor, let me tell you something I had a retiree (62 yo) call in today and request to speak to a “Senior leadership representative” because she was never told that her 401k was invested in the market. She was…

So few people actually do what they say they’re gonna do, that it’s SHOCKING to most when someone follows through on what they said. Normie minds can’t comprehend that someone can actually do the exact thing the normie said they wouldn’t do

We accidentally left the car unlocked last night, someone went through the neighborhood this morning looking through cars for guns, apparently. Luckily we don’t keep valuables in the car, so nothing was stolen. Neighbor messages me and says they had a gun and $2k taken from…