Upstart
@Upstart
The AI lending marketplace redefining how America borrows.
Lending is a $25T industry—and it’s still full of inefficiencies, mispricing, and outdated infrastructure. At Upstart’s first AI Day, we laid out why we’re building a category-of-one business. Here’s how ↓ 🧵

We’re here to change the future of credit. Watch Upstart CMO and SVP of Growth Chantal Rapport describe our vision for the future: youtu.be/sRrkRD3mz-4
AI isn’t just about smarter underwriting—it’s a superior experience. Fewer docs. Less time. Lower losses. The result? Credit that's faster, more affordable, and more accessible for millions. CTO Paul Gu breaks it down → youtu.be/4IZzoGzxoAg
Cobalt Credit Union knows that their members have diverse financial needs—that’s why they've partnered with Upstart to offer three AI-powered products: personal loans, auto refinance loans, and home equity loans. Welcome to the family, @cobaltcu! Learn more about how we're…

Why do some loans cost so much? Because most credit models are built on outdated assumptions. They oversimplify risk—and borrowers pay the price. Upstart’s approach is different: Better models → smarter pricing → real savings for consumers. Watch #UPST CFO Sanjay Datta…
AI is taking us to a world of "always on" credit. It's no longer a process - it's an attribute. Available to you with zero process, perfectly priced. For every American. That's what we're building.
Why are most traditional loan experiences so frustrating? Five reasons—and with Upstart, most borrowers can skip them all. CEO @davegirouard walks us through it:
Why are most traditional loan experiences so frustrating? Five reasons—and with Upstart, most borrowers can skip them all. CEO @davegirouard walks us through it:
$UPST didn't set out to be an AI company. We set out to fix credit. And we realized over a decade ago—AI was the only way. @davegirouard