OCC
@USOCC
The Office of the Comptroller of the Currency ensures a safe and sound national banking system for all Americans. Learn more at http://OCC.gov.
Banks may provide safekeeping for crypto-assets in a fiduciary or a non-fiduciary capacity. Read about the potential risk-management considerations related to holding crypto-assets on their customers’ behalf. occ.gov/news-issuances…
The Electronic Fund Transfer Act gives consumers a process for disputing erroneous electronic fund transfers, such as unauthorized debit card withdrawals, and limits consumer liability for a lost or stolen debit card. #BankWise and learn more at occ.gov/BankWise/RegE
Bank boards of directors play a pivotal role in the governance of the bank and helps set its strategic direction, risk culture, and risk appetite.
The OCC announced the appointment of Kate Tyrrell as Chief of Staff and Senior Deputy Comptroller. She will advance the OCC’s priorities as a trusted advisor and valuable contributor as the OCC meets the needs of an evolving banking system. occ.gov/news-issuances…
Fraud risk applies whether checks are processed traditionally, electronically or through remote deposit capture. Check processing controls are important to prevent processing of fraudulent items.
Federal bank regulatory agencies request comments to reduce regulatory burden for banking operations, capital and the Community Reinvestment Act. The public has 90 days from publication in the Federal Register to comment on these regulations. occ.gov/news-issuances…
Read Comptroller Jonathan V. Gould’s statement on the enactment of the GENIUS Act. occ.gov/news-issuances… #GENIUSAct
The OCC uses enforcement actions to require banks to correct deficiencies or violations and reinforce individuals’ accountability for conduct regarding the affairs of a bank. Read about the actions announced in July 2025. occ.gov/news-issuances…
Federal bank agencies proposed rescinding the 2023 CRA final rule and replacing it with the prior CRA regulations adopted by the agencies in 1995, with certain technical amendments. Read more at occ.gov/news-issuances…
Jonathan V. Gould today became the 32nd Comptroller of the Currency. Read his statement upon becoming Comptroller at occ.gov/news-issuances….
Acting Comptroller Rodney E. Hood’s tenure at the OCC was marked by measurable progress to reduce regulatory burden, promote financial inclusion, embrace bank-fintech partnerships & expand banking activities with digital assets. Learn more at occ.gov/news-issuances…
Acting Comptroller Rodney E. Hood congratulates Jonathan Gould on his Senate confirmation as the 32nd Comptroller of the Currency. occ.gov/news-issuances…
A bank’s strategic plan defines its long-term goals and strategy for achieving those goals. The strategic plan should be consistent with the bank’s risk appetite, capital plan, and liquidity requirements.
The OCC’s Credit Risk Workshop designed for bank directors & senior managers provides skills needed to influence credit & risk management practices & stay informed of changes in credit risk & risk appetite. View workshop schedule, locations & register at occ.gov/workshops.
Assessing commercial lending refinance risk at the portfolio level allows a bank to identify borrowers experiencing similar stresses, whether macroeconomic or specific to an industry or region.
The OCC issued a proclamation allowing its supervised institutions to close offices in areas of Texas affected by flooding. Read the full announcement at occ.gov/news-issuances….
Well-planned, properly structured bank auditing programs are essential to effective risk management and internal control systems.
The OCC’s Building Blocks Workshop designed for experienced and new community bank directors explores strategic planning and enterprise risk management. View the workshop schedule, locations & register at occ.gov/workshops.
The OCC released a list of Community Reinvestment Act performance evaluations that became public during the period of June 1, 2025, through June 30, 2025. occ.gov/news-issuances…
