Nick | Dividend Investor & Educator
@Smartnetworth1
Building wealth on a teacher salary | Posting daily about dividend investing and building wealth | Proud husband and Dad | Not financial advice
Bitcoin + dividend stocks + growth stocks + rental properties = my path to financial freedom.
You can’t grow if you are living paycheck to paycheck.
This didn’t happen over night, it took years of dedication and commitment. I’m grateful for every cent.
Stay away from the people that laugh at your dreams of retiring early. They only laugh because they know it’s not possible for them. Keep stacking assets.
Investing while holding consumer debt doesn’t make sense to me.
Dividend investing becomes really fun when your dividends are big enough to buy whole shares of that company when reinvested. That’s when you see the portfolio growth just takes off. That’s the stage I’m in now. The problem is that not many have the patience to build over time.
The financial decisions you make in 2025 will dictate your quality of life in 2035. Don’t say nobody told you.
Invest in your 20’s 💰 Invest in your 30’s 💰💰 Invest in your 40’s 💰💰💰 Invest in your 50’s 💰💰💰💰 Invest in your 60’s 💰💰💰💰💰
The dream isn’t 65 and retired collecting social security. The dream is under 50 and retired with more income than when you were working from your assets.
Your kids CAN’T inherit your 9 to 5. Your kids CAN inherit all of the assets that you built while you worked your 9 to 5.
My dividend income just continues to grow and grow while I : -Save in Bitcoin -Invest in VTI and SCHD -Reinvest all dividends and compound
Would you consider my 2.99% mortgage rate a gift or a curse?
Not gonna lie, I always felt that the “money isn’t everything” excuse comes from the people that know they can’t be consistent and dedicated enough and don’t want you to be.
I keep my investment strategy simple: Buy and hold quality dividend stocks and index funds. Reinvest the dividends. Let the portfolio compound and grow. Keep buying. Build the cash flow. That’s the extent of it. Simple shit.
Happy 1 Year Wedding Anniversary to my beautiful wife! Life with you is amazing my love. I’m a blessed man.
$100,000 of passive income hits different than $100,000 from a 9-5 salary. Use your 9-5 to exit your 9-5.
Do whatever you have to do to stay debt free. The consumer debt trap is a very hard one to get out of.
179 days left in 2025 to level up and build your wealth. Yes, you should be thinking about it everyday.
When I see how someone manages their money, that gives me an inside look about the kind of person they are and the life they live.