Julia Fonseca
@JuliaAFonseca
Assistant Prof of Finance at UIUC @giesbusiness
The April 2023 decision to stop reporting medical debts below $500 on consumer credit reports had no effect on credit access or financial health, from Victor Duarte, @JuliaAFonseca, Divij Kohli, and Julian Reif nber.org/papers/w33644
Call for papers for the very 1st UMass Amherst Finance Conference isomfinancedept.wixsite.com/finance-confer… The conference is on Friday, May 9, 2025 The deadline for submitting your paper is February 1 @econ_conf #econtwitter @UMassAmherst @IsenbergUMass
Please submit finance, econ, and CS papers to our workshop at ACM Conference on AI in Finance (ICAIF) November in Brooklyn: sites.google.com/view/sfmes/home A goal: investigate how new ML/simulation tools might solve classic critiques of ABM and address EQUILIBRIUM and self-consistency
I’m thrilled to announce the 2025 WEFIDEV-RFS-CEPR Conference on Finance and Development on March 28th & 29th at LSE. It will be the first of three annual conferences with an RFS dual submission option. Mark your calendars - deadline is Dec 1st! Details: wefidev.com
📢📢! New working paper + podcast alert !📢📢 We study the equilibrium effects of mortgage lock-in on house prices, mobility, and homeownership. See thread by @JuliaAFonseca @pgmabille
I was excited to go back on @theindicator @planetmoney to talk about a brand new paper with @luliu_fin and @pgmabille ! Mortgage rates have risen sharply from historically low levels while house prices and rents have remained stable. We show mortgage lock-in can explain this.
The housing market is largely frozen in "mortgage lock-in," explains @Wharton professor @LuLiu_Fin to open our four-part Ripple Effect podcast series on real estate. Tune in to the full interview to learn what caused this trend and what could lie ahead: whr.tn/4blCBlj