Jim Katzaman - Get Debt-Free One Family at a Time

Good Plans Give People Hope in the Darkest Times: When a person dies, no one should have to worry about money medium.com/financial-stra… #Finance #insurance

A10b A summer side hustle can spark more than extra income—it can uncover passions, build skills and lay the groundwork for lasting independence. The key is treating it like a stepping stone, not just a payday. #CreditChat

A6 Use accounting tools like FreshBooks or Keeper Tax to track income and write-offs. Save receipts, log mileage, and pay quarterly taxes if you expect to owe $1,000+ for the year. Keeping it clean all year saves major stress in April. #CreditChat

Coming Monday: When healthcare workers find themselves in the back seat — as caregivers, not clinicians — the shift can feel disorienting, humbling and deeply personal. featuring @StephMiaco @bonedoc @helenvmadamba

“Listen to what customers say about you. Their perception is key." jkatzaman.medium.com/great-souls-ca… featuring @DIYMarketers @TheTomGReid @IvaIgnjatovic @Bizapalooza

“My team of ‘me, myself and I’ have the best meetings. I often get told off by the other two.” jimkatzaman.substack.com/p/entrepreneur… featuring @DIYMarketers @IvaIgnjatovic @Bizapalooza

Networking Time: First thing Friday, @DIYMarketers and @IvaIgnjatovic talk about the highs and lows of entrepreneurship. #BizapaloozaChat

A5 Tell them the only thing we have to fear is fear itself. #BizapaloozaChat

A4 I still fear falling off a cliff, so I avoid them. #BizapaloozaChat

A3 I decided to appreciate the colors and ignore the sounds -- as well as all the stories of people injured by fireworks. #BisapaloozaChat

A2 I managed to hold the camera steady during the fireworks. Either I got used to them or was petrified. #BizapaloozaChat

A1 I used to be afraid of fireworks. I'm now not quite as jittery. #BizapaloozaChat

Joining #BizapaloozaChat from Maryland to talk with @TheTomGReid, @DIYMarketers and @IvaIgnjatovic about conquering fears, assuming an earlier Zoom meeting is fini -- speaking of fear. My latest article is about midyear financial check-ins. jimkatzaman.substack.com/p/midyear-chec…

Coming Friday with @DIYMarketers and @IvaIgnjatovic.

“The right side hustle is the one that makes you money." tealfeed.com/hustle-off-bet… #CreditChat featuring @aboutthatwallet @Experian

A10a Treat it like a real business from day one. That means tracking money, setting goals, and delivering excellent service. The more seriously you take it, the more likely it is to grow into something lasting. #CreditChat

A9 Set short-term goals with real rewards. Batch tasks to stay efficient. And remember your “why”—whether it’s debt freedom, career change or creative joy. Burnout is real, so build in breaks and celebrate small wins. #CreditChat

A8 Think beyond hours worked to the value created. Plan, don’t just react. Treat customers like clients, not quick transactions. Seeing yourself as a business owner, even part-time, changes how you price, pitch and plan. #CreditChat

A7 Word-of-mouth is gold—ask happy customers for referrals. Build a free Google Business profile or use social media to stay visible. A simple email list or flyer can keep you top-of-mind for off-season work. #CreditChat

A5 Use earnings to fund a Roth IRA, pay off debt or buy tools that make your hustle more efficient. Investing in skills—like online courses or certifications—can pay dividends long after the season ends. #CreditChat

A4 Use a percentage system: Set aside 30% for taxes, 20% for savings, and live on the rest. Apps like Wave or QuickBooks Self-Employed can help track cash flow. And deposit cash into a bank account to build a clear paper trail for taxes and credit. #CreditChat