U.S. Federal Housing (FHFA)
@FHFA
U.S. Federal Housing (FHFA) is an independent federal regulator overseeing the housing finance market. Privacy policy: http://go.usa.gov/kQh9
STATEMENT FROM THE UNITED STATES DIRECTOR OF HOUSING ON REPORTS THAT JEROME POWELL IS CONSIDERING RESIGNING

.@FHFA Director @Pulte just delivered a huge win for the American people. By implementing my Credit Score Competition Act and helping credit-invisible Americans be more competitive when applying for mortgages, we’re increasing access to the American Dream of homeownership.
Effective today, to increase competition to the Credit Score Ecosystem and consistent with President Trump’s landslide mandate to lower costs, Fannie and Freddie will ALLOW lenders to use Vantage 4.0 Score with no current requirement to build new infrastructure (stays Tri Merge).
Powell should resign to protect Federal Reserve: Mohamed el-Erian axios.com/2025/07/22/jer…
It doesn’t matter whether you are a Republican or a Democrat, a Celebrity, a Famous Person, a Plumber, an Electrician, a Doctor, or any other type of person, if you commit mortgage fraud, we will come after you.
Please join our group! @pulte My colleagues on the NCPC & I, OMB Director @russvought, and several Senators are working to arrange a site visit. Section 3.4.2 of the 2021 design plans reference the Fed’s goal of “openness & transparency”. I’m sure they won’t let us down!
As someone with deep experience in construction, I am requesting to tour the Fed building and the new, ridiculous “renovations”, which I believe are riddled with fraud.
As a result of us allowing YOUR RENT to count toward qualifying for a MORTGAGE, people in Underserved Communities will be greatly helped. And I mean greatly! This is because we have followed and will now implement Tim Scott and President Trump’s Credit Score Competition Act. 👍
Fannie Mae and Freddie Mac will begin accepting VantageScore 4.0 for mortgage underwriting, either alongside or in place of traditional FICO scores. nar.realtor/magazine/real-…
Under @POTUS, we are taking action to lower costs and and expand homeownership opportunities for hardworking Americans across the country. Thank you @pulte for implementing my legislation that was signed into law seven years ago!
Chairman @SenatorTimScott's statement on @pulte's announcement to increase competition in credit scoring:
“Experts believe Pulte's announcement is a welcome development as it would create more movement and activity in the housing industry.” foxbusiness.com/lifestyle/rent…
FHFA allows rent payment history to count toward mortgage qualification | Fox Business foxbusiness.com/lifestyle/rent…
FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing applicants. investopedia.com/pulte-updated-…
U.S. Director of Federal Housing @pulte said today that thanks to @POTUS Americans will be able to use their RENT PAYMENT HISTORY to qualify for a mortgage! FHA and VA borrowers will also be able to have their VANTAGE credit score pulled not just their FICO. Credit history will…
President Trump and Bill Pulte just gave millions of Americans access to the home ownership market. I wish this was around when I was a young adult.
🚨BREAKING: You don't need a credit card to prove you're a responsible adult anymore, thanks to President Trump. Under Trump FHFA Director @Pulte, just PAYING RENT helps you buy a house. A major win for GEN-Z and all Americans!
We are expanding credit access to millions of forgotten Americans — people who live in rural areas, renters who pay their rent on time every month — and bringing down closing costs.
Effective today, to increase competition to the Credit Score Ecosystem and consistent with President Trump’s landslide mandate to lower costs, Fannie and Freddie will ALLOW lenders to use Vantage 4.0 Score with no current requirement to build new infrastructure (stays Tri Merge).
Effective today, to increase competition to the Credit Score Ecosystem and consistent with President Trump’s landslide mandate to lower costs, Fannie and Freddie will ALLOW lenders to use Vantage 4.0 Score with no current requirement to build new infrastructure (stays Tri Merge).
Fannie Mae, Freddie Mac jointly create U.S. Financial Technology housingwire.com/articles/fanni…
Good news! Fortune released its Fortune 500 rankings. Fannie Mae is now ranked #25 in the Fortune 500, moving up 3 spots from #28 :) ❤️🇺🇸