Education Debt Consumer Assistance Program (EDCAP)
@EDCAP_NY
A program of @CSSNYorg, EDCAP helps people navigate the student loan system. We are New York’s designated education debt consumer assistance program.
“You just have to pay it back.” It’s not that simple. There are options, especially if you’re struggling. 📌 Know your rights. Explore your options. You're not alone: brnw.ch/21wUr8c #StudentLoans #RepaymentHelp #IDR #DebtSupport #FinancialLiteracy
Your weekly Student Loan News Round-Up is here! We're covering: • Details about the IBR Forgiveness pause. • Important RAP update regarding PSLF. • Critical change coming to the SAVE forbearance in August. #StudentLoans #LoanForgiveness #SAVEPlan #IBR #DebtRelief
Are you an adult thinking about college—or returning after a break? 🎓 Join @NYSStudentAid, @CUNY, and @SUNY for a free virtual event to help you explore flexible degree programs and financial aid tailored to busy adults. To register, visit: zoom.us/webinar/regist…

📣 Join our FREE #webinar for the latest on student loans, and insight into how the "Big, Beautiful Bill" will affect borrowers. We’ll break down new updates, #IDR, #PSLF, and more, plus answer your questions live. 🔗 Register here: zoom.us/webinar/regist…

💸 Figuring out how to pay for #college? #Private loans should be your last option. Learn what they are—and what to try first—with this quick guide: edcapny.org/resources-for-… Need help? EDCAP offers free, expert support to walk you through your options. 👇 #studentloans
This week’s Student Loan News Round Up is packed, and if you have federal loans, you need to hear this: 🔥 Department of Education LAYOFFS: what this means for your loans. 📉 IDR & PSLF Buyback: Application backlog updates. ⚠️ URGENT NEWS for borrowers in #SAVE forbearance.
🚨 Student loan collections are back, and missed payments can hurt your credit. Join us for a FREE webinar to learn how to avoid #default, stop #collections, and get back on track. We’ll cover your options + answer your questions live. Register here: zoom.us/webinar/regist…

💚 Student loan green flags? It’s all about staying on top of your loans. Tracking payments, checking your balance, knowing your servicer, those little #habits are major wins. The more you know, the more control you have. Stay proactive. Stay prepared.
If you’re behind on student loan payments and headed straight to #default, ignoring it will only make it worse. Default leads to: ➡️ Wage garnishment. ➡️ Tax refund seizure. ➡️ And much more. You have options that can help you get on track. Visit: edcapny.org/resources-for-…
Student loan forgiveness isn’t a myth! Whether you work in public service, faced school closure, or live with a disability, there are programs designed to help you. To enroll in an IDR plan and get started, visit: studentaid.gov/IDR #StudentLoanHelp #LoanForgiveness
Before you head off to college this fall, take time this summer to set yourself up financially, not just academically. 💡 From comparing school costs to building your first real-world budget, this carousel breaks it all down. Visit: edcapny.org/resources-for-…
On a day about #freedom, we’re thinking about the kind that lets people pursue their educational dreams without the burden of student debt. Okay, so it’s a niche kind of freedom—but hey, we’re proud student aid nerds over here at EDCAP. edcapny.org #July4th

📢 More breaking news for borrowers in this week’s Student Loan News Round-Up: 🧾 The latest on the “Big, Beautiful Bill” — and what it could mean for your loans if it becomes law. ✅ New developments from the PSLF negotiated rulemaking table. Stay informed!
💡 Wondering what you'd pay under the new RAP repayment plan? We broke it down by income for a single borrower in NY (no dependents). 💰 RAP bases payments only on your AGI—your loan balance + interest rate don’t matter. 📊 See the breakdown 👇



🚨 Don’t leave money on the table! 🚨 Apply for FAFSA and New York’s Tuition Assistance Program (TAP) now to get the most financial aid and reduce your future student loan burden. 📲 Learn more: edcapny.org/resources-for-… #FAFSA #TAP #HESC #financialaid #college #grant

🚨 Borrowers, don’t miss this week's Student Loan News Round Up. We're covering: 📌 "Big Beautiful Bill" updates (yes, again). 📌 Misleading "hacks". 📌 SCOTUS hearing a new forgiveness case. Let’s get into it! #StudentLoanNews #BigBeautifulBill #FERPA
Missed payments can do more than hurt your credit. Student loan default can lead to: Wage garnishment. Tax refund seizure. Losing eligibility for forgiveness or financial aid. And much more. It's not too late. Do you know the status of your loans? edcapny.org/dyk-your-stude…