Data Driven Investing
@DataDInvesting
Opinions are noise, data are evidence. Father of 5, husband, engineer, and equities analysis. All tweets are my own and not financial advice.
$SOFI isn't trying to chase $HOOD's traders. And in the end it's turning out to be a billion-dollar genius move: datadinvesting.com/p/sofis-not-ch…
Speaking of banks, $SOFI is +235% since this video you dropped last June 😉 youtube.com/live/PiN4EUUKX…
$SOFI shorts are finally covering! Between June 30 and July 15, short interest decreased from 152.4M to 133.3M. That's 19M shares covered at a loss to short sellers. The stock went from $17.64 to $20.96 in that time period.
$SOFI is the newest member of the Crypto Council for Innovation joining other companies like $COIN $CRCL and $PYPL 👀
$SoFi just became the latest member of the Crypto Council for Innovation
Who is ready for $SOFI to finish their cute migration and be built on a "architecture that enables banks to shift from months-long development cycles to agile, iterative launches measured in weeks"? The speed of new products to market is set to increase rapidly next year.
Today's banking customers won't wait months for new features; they'll simply switch to competitors who can deliver them faster. But traditional product launch timelines in banking often stretch for months or even years, creating several critical business challenges. These…
A 10x improvement is Peter Thiel's standard for a 0 to 1 technology. FDS has 10x less accidents per mile driven than a human. $TSLA's FSD is a 0 to 1 technology.
NEWS: Tesla has revealed that in Q2 2025, they recorded one crash for every 6.69 million miles driven in which drivers were using Autopilot technology. For drivers who were not using Autopilot technology, @Tesla recorded one crash for every 963,000 miles driven. By comparison,…
$PYPL In case it wasn't clear from the announcement, PayPal World isn't just a partnership with some massive global payment partners. This is PayPal tech that other PSPs will run through. This helps add TPV, but what I'm most excited about his this part: "PayPal World is ready…
$PYPL Woah, what's this? PayPal World is launching, providing interoperability between some of the most massive players in the space! Prior to Alex, Venmo and PayPal weren't even interoperable. Now? A VENMO user can send money without any kind of friction to a friend in…
It appears that $OPEN's run maybe drawing to a close
Your digital wallet is about to go global. Say hello to PayPal World. PayPal and @Venmo are partnering with some of the world's largest payment systems and digital wallets - starting with @mercadopago, @NPCI_Intl, and Tenpay Global - to make cross-border payments a breeze. Shop…
A standard $HIMS move on absolutely no news in the two weeks before earnings 😂
HAVE YOU SEEN THIS GIRL? “A graduate student vanished along the MISSISSIPPI RIVER after leaving a bar early Sunday morning - and the 22-year-old's desperate parents are begging for help finding her days later. Eliotte Heinz, who is enrolled at Viterbo College in LA CROSSE,…
This is so bullish for $PYPL. Partnering with some if the biggest partners in emerging markets, removing friction, and making their own PayPal and Venmo interoperable. Well done to Alex Chriss and team.
Your digital wallet is about to go global. Say hello to PayPal World. PayPal and @Venmo are partnering with some of the world's largest payment systems and digital wallets - starting with @mercadopago, @NPCI_Intl, and Tenpay Global - to make cross-border payments a breeze. Shop…
Can you add an auto-redeem to the cash back into the $HOOD brokerage the same way there is an auto-redeem option for the lower reward statement credit? With the attention to detail that you and your team put into the design and UX of your products, this appears to me like an…
What will Cash Coach do for $SOFI? I think it will as a lot of utility to the existing products and encourage cross selling. Have a lot of credit card debt? Consolidate into a personal loan? Excess savings that's earning low yield? Put it into the study savings account or…
$SOFI Cash Coach is being launched in beta to users (a working version). I've seen it. This is going to be a highlight of their earnings call next Tuesday, and they'll probably announce the rollout timeline there. H/T @Jpeluche4
This is the niche that $SOFI's Galileo is looking to carve out. Rewards debit cards.
More than 90% of U.S. adults use debit, but most loyalty programs still reward credit spend. That leaves out younger, debt-averse consumers and the 46 million Americans without credit history. As Galileo CEO Derek White writes in Forbes Technology Council, the future of loyalty…
Keith Rabois is one of the co-founders of $OPEN. When your cofounder says the CEO needs to go, you usually have a problem.
$open: New Fed Chairman and new CEO: Winning.
$SOFI needs to get there first
JUST IN: $4.3 trillion JPMorgan considers offering loans backed by clients' cryptocurrency holdings.