Daren Matsuoka
@DarenMatsuoka
data science @a16zcrypto
Stablecoins now present what I believe is the first credible opportunity to onboard a billion people into crypto. If you haven’t checked in on the latest stablecoin data recently, you might be surprised. Stablecoins have done $33 trillion in transaction volume in the last 12…
Paying for my Caltrain ride via the mobile app requires two separate credit card payments: $6 for the fare and $5.50 for parking. This means they are likely losing over 8% (!) in transaction fees. How much could be saved by using stablecoins?
People who manually take notes during a meeting 🚩 People who manually take notes (with pen and paper) during a meeting 🚩🚩🚩🚩🚩
A huge step forward for the crypto industry in America
The House just made history by passing major legislation on stablecoins (GENIUS Act) and market structure (CLARITY Act) in an overwhelmingly bipartisan way. This is a huge moment for crypto and for all Americans. We’re very close to having comprehensive, proactive rules in place…
The crypto industry has been around for ~16 years, and it sure does feel a lot like a 16-year old. Nearing the end of adolescence, just starting to step into adulthood. Finally being taken seriously by other adults, but still plenty of growing up left to do.
The tides have turned for VCs, MBAs, and PMs
writing the code is the easy part now. the bottlenecks are: - defining the right product (insight, taste, timing) - distribution (narrative, audience, partnerships) - design that feels alive - data access (auth, api, privacy) - user motivation & trust (esp. w/ ai) - platform…
The future of open source software is bright. Super excited about Merit Systems.
Today, we’re introducing the Terminal. Pay anyone and any project on Github.
The 5 Most Important Metrics to Watch by @a16z As we move past the first half of 2025, @DarenMatsuoka released a podcast breaking down the latest data across the crypto industry. TLDR: We’re seeing strong growth across users, volumes, ETF flows, and DeFi/on-chain trading -…
While we’re on the topic of weird things about our financial system… It’s weird that banks let you “waive” the monthly service fee as long as you set up an automatic $25 transfer from checking to savings then back to checking each month.
Credit cards are so weird to me. I earn 3%, merchant pays 3%, merchant charges me a 3% higher price. And then somewhere in this mix intermediaries earn $, and people with bad credit lose out. 🤷
Credit cards are so weird to me. I earn 3%, merchant pays 3%, merchant charges me a 3% higher price. And then somewhere in this mix intermediaries earn $, and people with bad credit lose out. 🤷