Citi

How are Australia and New Zealand navigating global uncertainty? This episode covers: * potential U.S. tariffs * trade relations with China * Australia’s monetary-policy trajectory * whether Australia & New Zealand can serve as safe havens for investors on.citi/46kNrIt

Our hearts are with the people of Texas impacted by the devastating floods. Citi is donating $500,000 to the American Red Cross to help provide vital aid and support to affected communities. You can also help: on.citi/4lYWJyr

“We remain committed to repurchasing shares each quarter under our $20 billion share repurchase program and expect to buy back at least $4 billion this quarter.” – Mark Mason, CFO More information: on.citi/40RYZiJ

Citi CFO Mark Mason discusses second quarter 2025 earnings. Read the full report: on.citi/4lWAdpY

“The actions we have taken have set up Citi to succeed long term, drive returns above that level and continue to create value for shareholders.” – Jane Fraser, CEO More information: on.citi/4542zJ1

“The need for what we can uniquely provide for clients remains in high demand and we will continue to deliver for them through our ‘One Citi’ approach through the second half of the year and beyond.” – Jane Fraser, CEO More information: on.citi/4nG6dAa

“I believe our results over the past year will help you see why we have been so confident in our trajectory. Our people have been performing with excellence in an unpredictable macro environment and I am so proud of them.” – Jane Fraser, CEO More: on.citi/4kLeikt

“But Transformation is hardly the only recipient of investment. We continue to make investments that enhance the competitiveness of our businesses.” – Jane Fraser, CEO More information: on.citi/40lFsai

“I am particularly pleased that the momentum across our franchise includes the Transformation as well.” – Jane Fraser, CEO More information: on.citi/46GaD3V

“During the quarter, we returned over $3 billion in capital to our common shareholders, which includes $2 billion in share repurchases.” – Jane Fraser, CEO More information: on.citi/3IvtbKs

“In U.S. Personal Banking, we grew revenues by 6% as we continue to focus on product innovation, digital capabilities and the customer experience.”– Jane Fraser, CEO More information: on.citi/3GMSaIn

“Wealth delivered a pre-tax margin of 29% as revenues were up 20% with each line of business growing significantly and non-interest revenue up 17%.” – Jane Fraser, CEO More information: on.citi/3TFdJ0s

“With sentiment improving significantly as the quarter progressed, Banking revenues were up 18%.” – Jane Fraser, CEO More information: on.citi/452zNZg

“Markets revenues were up 16%—the best second quarter since 2020.” – Jane Fraser, CEO More information: on.citi/40fz5Fy

“Services continues to show why this high-return business—with 23% ROTCE for the quarter—is our crown jewel. Revenue was up 8% with robust growth in both loans and deposits.”– Jane Fraser, CEO More information: on.citi/4kAfKpH

“We are executing our strategy with discipline and intensity.” – Jane Fraser, CEO More information: on.citi/3UhYDhy

CEO Jane Fraser and CFO Mark Mason discuss 2Q 2025 financial results with analysts and investors. More information: on.citi/4lrP1Nb

Citi CEO Jane Fraser discusses second quarter 2025 earnings. Read the full report: on.citi/3TFEP7O

Citigroup reports second quarter 2025 earnings. Read the full report here: on.citi/3IrAwKV

Check back tomorrow, July 15, at approximately 8 a.m. ET for second quarter results. on.citi/4lfEept