Caroline Melear
@CarolineMelear
Finance & Insurance Public Policy | Former Equity Analyst | Columnist @conservateurmag | Contributor @YoungVoicesOrg
“The root of the issue with financial consumer protection rules is that they degrade the responsibility necessary for freedom to flourish. Liberty cannot truly exist without personal responsibility, and consumers give up more of their liberty each time the government places a…
Liberty Requires Responsibility bit.ly/4hBx1xn @CarolineMelear
coming at you live from a cabin in the woods to discuss consumer fraud & scams! See you soon @cspanwj @RSI
Thank you “Affordable” Care Act ACA promoted consolidation, eliminated competition resulting in more expensive and inefficient healthcare Bring back private practice Bring back physician owned hospitals Bring back competition in healthcare
Americans now spend more on health care than groceries or housing, with health care accounting for approximately 20% of household expenditures, according to the New York Times.
Make sure you tune in to C-SPAN tomorrow at 8 AM where I'll be discussing consumer fraud & scams - an issue that affects millions of Americans every year - and how the federal government is working to fix it @RSI
SAT| R Street Institute Fellow Caroline Melear (@CarolineMelear) discusses bipartisan efforts in Congress to combat financial fraud and scams. Watch live at 8:00am ET!
Is the weight of inquiries weighing on Powell or are hard hats just not his look?
Trump and Powell arguing, in hard hats.
A lot of complaints in the comments. Part of the motivation should be obvious - encouraging older individuals with long held homes to go ahead and sell, increasing supply side and improving the market for buyers.
BREAKING: US considering removing tax on capital gains on home sales, per Reuters
Join @RSI TOMORROW for a webinar on the changes to farm policy in the recent reconciliation package!
rstreet.org/events/reconci…
Sometimes I like to ponder over how many of America’s problems could be remedied by comprehensive tort reform
I saw a post on here earlier about the far left having a complete inability to understand the motivations or worldview of the right and I think this is a really good example of that
Using the phrase “toxic empathy” is a great sign you’re a legitimate sociopath
I just asked my husband if he remembers how to get to where we’re going and he said “not really but let’s see what I do” 🥹
Great news for 401k plan holders as WSJ reports Trump is likely to sign an EO to allow DC investments in alternative asset classes! Ultimately congressional action will be required to cement the changes. Read more about this from my 2022 piece for @RSI rstreet.org/wp-content/upl…
Out of curiosity I asked Grok to rank the states by net internal migration since Gavin Newsom became governor on January 7, 2019. This is what it said:
The California exodus is a myth. Over the last 2 years, we’ve seen back to back growth in California’s population. Take @ShawnRyan762’s word for it: California is an impressive state.
leaving trash out in nature
What is a subtle sign someone isn’t a good person?
Fantastic line of questioning from Congressman Davidson on Basel III and high interest rates, and the negative impacts on small business lending
Congressman Meeks says consumers have no way to protect themselves or their assets without Dodd-Frank. Unfortunately he’s forgotten about the vital role insurance plays!
Expert witness Mr. Dennis Kelleher brings up a valuable point: the CFPB has failed to protect consumers from fraud & scams. In fact, they’ve continuously failed in this regard since their founding. But recent funding & staffing cuts didn’t create this issue.
AEI expert witness Dr. Paul Kupiec providing much needed context of how government intervention and oversight continues to fail consumers and FIs, giving a great overview of the missed warning signs of the SVB failure
CBA CEO Lindsey Johnson brings up some very valuable points on the CFPB during the Dodd-Frank hearing: the agency needs cost/benefit analyses and a narrowed definition of Unfair, Deceptive, Abusive Acts & Practices (UDAAP)
In her opening remarks of the Dodd-Frank hearing, Ranking Member Waters focuses on trashing Trump while failing to make a rational argument of how Dodd-Frank has helped Americans or businesses
Hydrangeas! One of my favorite parts of our NC lake summers 🪻
I love these so much, but I have no idea what they're called.