Branden DuCharme, CMT
@BrandenDucharm3
since I say Tweets aren’t advice, I can now give liability free advice. I think that’s how it works here.
Last week I filmed a podcast with my friend @hodlinglove, one of the biggest advocates of bitcoin I know. Today I filmed with one of the smartest portfolio managers I know, @profplum99, discussing some of his structural concerns about bitcoin. Both gentlemen have an interesting…
Loan Payoffs: Get an Accurate View of Your Costs #wealthmanagement #financialplanning #financialpodcast #financialadvisor #financialfreedom #privatemoneylending #privatemarket #borrowingmoney
People are going to be super confused when the next fed chair slams rates to boot lick DJT and mortgage rates go UP with the 10-year treasury, which the Fed doesn’t control absent of YCC or QE. Mortgages rates aren’t high. Homes are wildly overpriced. Allow the price of real…

Debunking the Life Insurance Myths That Could Ruin Your Wealth. Get ready for a reality check that could save your financial future. In episode #71 of the Ducharme Wealth Management Podcast, we're cutting through the dangerous myths surrounding life insurance that are flooding…
Hedge Funds: Risk Management's Power for Consistent Returns #wealthmanagement #financialpodcast #financialplanning #financialadvisor #funds #hedgefunds #housingmarket
I can’t imagine reading something more bullish. The irony that an entire section of his book is based on telling people to not be chicken little is amazing.
🚨 JUST IN: Entrepreneur Robert Kiyosaki warns that bubbles are about to burst, predicting gold, silver, and Bitcoin will crash alongside other assets.
Business School: The Beauty of Diverse Perspectives #wealthmanagement #financialpodcast #financialplanning #financialadvisor #businessschool
While this trade would’ve been less profitable than just holding tbils (truly free money), I must say, his calls are at least improving if he is done recommending the dumpster fires that were his SPACs.
For those that watch the @theallinpod, you may remember that my most obvious trade idea heading into Jan was long the S&P Index and short the Mag7. Aka the “Mean Reversion Index Trade” Turned out to be free money. Very rare that the market gives you these kinds of fat pitches.
Contractor Insurance: What You Need to Know. #wealthmanagement #financialpodcast #financialplanning #financialadvisor #privatemarket #privatemoneylending #interestrates
Understanding Mortgage Guidelines and Investor Risk #wealthmanagement #financialplanning #financialadvisor #housingaffordability #homebuying #homeloans
If hedge funds are net short here, people are still employed (passive flows) and the market hasn’t yet shown signs of significant weakness, how long can those shorts hold on? Remember as @JC_ParetsX likes to say, a holder is a potential future seller, but short interest is a…
Private Money: Rate Reaction & Smart Loan Strategies #wealthmanagement #financialpodcast #financialplanning #financialadvisor #privatemarket #privatemoneylending #interestrates
Not going to end well. If you need this product, you need to just sell and rent.
UWM has launched a new borrower-paid temporary buydown to increase refi business. Borrowers use their own home equity to get a lower payment for the first two years on their loan. But since the homeowner is the one paying the difference, it’s more about shuffling than saving.
Dynamic pricing based up on consumer/social credit rating inbound. Amazon has quietly worked on it for years and has implemented for years now. As far as I understand, they treat customers and handle situations differently based upon an internal algorithm of your customer…
Delta, $DAL, to eliminate set prices in favor of AI that determines how much you personally will pay for a ticket, per FORTUNE
Demand vs. Desire: Housing Market Realities Explained #southernutah #stgeorgeutah #realestateinvesting #wealthmanagement #financialplanning #financialadvisor
Here is your daily reminder that regardless of what you tell yourself or what a client tells you, if it’s not UHNW, the investment timeline is never truly 20+ years. Why? Because life happens. Odds of people potentially needing capital before their initial timeline expectations…
New Bitcoin ad just dropped ‼️ Real estate bros won't like this one…
1/💰 Real Estate or Bitcoin? If you had $100K in July 2020, where would you be better off by July 2025? Spoiler: One of them gave you financial teleportation. The other... burned down. Let’s dive in 👇
People being concerned about the federal government holding what’s essentially $24billion of bitcoin is comical to me. In the grand scheme of the Federal balance sheet, it’s a rounding error. It’s like my collection of $2bills. It’s neat, it just doesn’t matter that much.
The more some people shill politics, the more I understand why their title isn’t “head of macro”…. Good gravy.